NOTICE OF MORTGAGE FORECLOSURE SALE Sorrels

NOTICE OF MORTGAGE FORECLOSURE SALE

Date: 5/24/2022

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

INFORMATION REGARDING MORTGAGE TO BE FORECLOSED

1. Date of Mortgage: 9/02/2009

2. Mortgagors: Gregory W. Sorrels, an unmarried individual

3. Mortgagees: Border Bank, successor by merger of Border State Bank

4. Recording Information: Recorded on 9/08/2009 , as Document Number 80748 in the Office of the County Recorder of Lake of the Woods County, Minnesota.

5. Assignments of Mortgage if any: None

INFORMATION REGARDING MORTGAGED PREMISES

6. Tax parcel identification number of the mortgaged premises: 19.28.42.010

7. Legal Description of the mortgaged premises:

TRACT 15:

That part of the West One-half of the Southeast Quarter (W1/2-SE1/4), Section 28, Township 162 North, Range 32 West, Lake of the Woods County, Minnesota, which lies north of the South 2412.00 feet of said W1/2-SE1/4 and which lies easterly of the following described line: Commencing at the northwest corner of said W1/2-SE1/4; thence North 89 degrees 36 minutes 25 seconds East 42.99 feet along the north line of said W1/2-SE1/4; thence South 01 degree 02 minutes 57 seconds West 954.11 feet; thence South 00 degrees 45 minutes 10 seconds West 1680.37 feet to the south line of said W1/2-SE1/4 and said line there ending; Subject to an easement for utility purposes over, under and across the westerly 86.00 feet of the above described tract; Subject to and together with (insert road easement description); Subject to other easements, reservations or restrictions of record, if any.

Road Easement Description:

An easement for road and utility purposes over under and across that part of the West Half of the Northeast Quarter (W1/2-NE1/4) and the West Half of the Southeast Quarter (W1/2SE1/4), Section 28, Township 162 North, Range 32 West, Lake of the Woods County, Minnesota, described as follows: Commencing at the northwest corner of said W1/2-NE1/4; thence North 89 degrees 42 minutes 24 seconds East, assumed bearing, 68.93 feet along the north line of said W1/2-NE1/4, to the point of beginning of the easement to be described; thence South 00 degrees 51 minutes 03 seconds West 2420.48 feet; thence South 11 degrees 19 minutes 30 seconds West 169.07 feet to the point on the west line of said W1/2NE1/4 which is 50.00 feet northerly of the southwest corner of said W1/2-NE1/4; thence South 00 degrees 00 minutes 17 seconds West 50.00 feet along said west line of the W1/2-NE1/4 to said southwest corner of the W1/2-NE1/4; thence North 89 degrees 36 minutes 25 seconds East 42.99 feet along the south line of said W1/2-NE1/4; thence South 01 degree 02 minutes 57 seconds West 954.11 feet; thence South 00 degrees 45 minutes 10 seconds West 1680.37 feet to the south line of said W1/2-SE1/4; thence North 89 degrees 32 minutes 40 seconds East 66.01 feet along said south line of the W/1/2-SE1/4; thence North 00 degrees 45 minutes 10 seconds East 1678.81 feet; thence North 01 degree 02 minutes 57 seconds East 955.60 feet to said south line of the W1/2-NE1/4; thence North 02 degrees 43 minutes 29 seconds West 208.23 feet; thence North 00 degrees 51 minutes 03 seconds East 2427.85 feet to said north line of the W1/2-NE1/4; thence South 89 degrees 42 minutes 24 seconds West along said north line of the W1/2-NE1/4 to the point of beginning.

Access Easement to Bostic Creek

A permanent, non-exclusive easement for access to Bostic Creek, which easement shall be 50 feet wide and shall include all that part of the SE1/4NW1/4, Section 28-162-32 which lies northeasterly of a line that runs parallel to and distant 50 feet southerly and westerly of the following described line: Beginning at a point 50 feet North of the Southeast corner of said SE1/4NW1/4, Section 28; thence West a distance of 200 Feet to a point; thence in a Northwesterly direction through a draw to a point on the East shore line of Bostic creek, which point is approximately 380 Feet North of the South boundary line of said SE1/4NW1/4 (a ditch is dug on this line) and there terminating. To facilitate motor vehicle turnaround, the foregoing easement shall be 100 feet wide (as measured southerly and westerly from the aforementioned boundary line) along the westerly 100 feet where said easement intersects the East shore of Bostic Creek. This easement is appurtenant to the following property: The SE1/4 of Section 28-162-32; the S1/2NE1/4, Section 28-162-32; and the NW1/4NE1/4, Section 28-162-32.

None of the described real property is Registered.

8. The physical street address, city, and zip code of the mortgaged premises: 2988 40th ave NW, Baudette Minnesota 56623

OTHER FORECLOSURE DATA

9. The entity holding the Mortgage is not a transaction agent as defined in Minn. Stat. 58.02, subd. 30. The names of the residential mortgage services and the lender or broker, as defined in Minn. Stat. 58.02 is Border Bank, successor by merger of Border State Bank.

10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02 is: Border Bank, successor by merger of Border State Bank.

INFORMATION REGARDING FORECLOSURE

11. The requisites of Minn. Stat. 580.02 have been satisfied.

12. The original principal amount secured by the Mortgage was $70,000.00.

13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage is: $37,189.38

14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Lake of the Woods County, Minnesota at public auction on September 12, 2022, 10:00 a.m., at 206 8th Avenue SE, Suite 300, Baudette, MN 56623.

15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 12 months after the date of the sale.
16. Minn. Stat. 580.04(b) provides, “if the real estate is an owner-occupied, single- family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 pm on September 12, 2023.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THANT FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Name and address of Attorney for Mortgagee:

John D. Schroeder or Abigayle M. Lindgren

3100 S. Columbia Road, Suite 200

Grand Forks North Dakota 58201

Name of Mortgagee or Mortgage Assignee:

Border Bank, Successor by merger to Border State Bank

I AM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Publish July 12, 19, 26, August 3, 10, 17, 2022