NOTICE OF MORTGAGE FORECLOSURE SALE - Canfield

NOTICE OF MORTGAGE FORECLOSURE SALE

Date: 5/24/2022

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

INFORMATION REGARDING MORTGAGE TO BE FORECLOSED

1. Date of Mortgage: 9/19/2016

2. Mortgagors: Todd Canfield and Sabra Selina Lebrasseur-Canfield FKA Sabra Selina Lebrasseur, spouses married to each other

3. Mortgagees: Border Bank, successor by merger of Border State Bank

4. Recording Information: Recorded on 9/30/2016, as Document Number A000097039 in the Office of the County Recorder of Lake of the Woods County, Minnesota.

5. Assignments of Mortgage if any: None

INFORMATION REGARDING MORTGAGED PREMISES

6. Tax parcel identification number of the mortgaged premises: 60-5601-020

7. Legal Description of the mortgaged premises: Lot 2 and the North 15 Feet of Lot 3, Block 1, Lindsay’s Addition to Baudette, according to the recorded plat thereof.

None of the described real property is Registered.

8. The physical street address, city, and zip code of the mortgaged premises: 215 1st Ave. SE, Baudette Minnesota 56623

OTHER FORECLOSURE DATA

9. The entity holding the Mortgage is not a transaction agent as defined in Minn. Stat. 58.02, subd. 30. The names of the residential mortgage services and the lender or broker, as defined in Minn. Stat. 58.02 is Border Bank, successor by merger of Border State Bank.

10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02 is: Border Bank, successor by merger of Border State Bank.

INFORMATION REGARDING FORECLOSURE

11. The requisites of Minn. Stat. 580.02 have been satisfied.

12. The original principal amount secured by the Mortgage was $70,000.00.

13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage is: $46,768.37

14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Lake of the Woods County, Minnesota at public auction on September 12, 2022, 10:00 a.m., at 206 8th Avenue SE, Suite 300, Baudette, MN 56623.

15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is 6 months after the date of the sale.
16. Minn. Stat. 580.04(b) provides, “if the real estate is an owner-occupied, single- family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 pm on March 12, 2023.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THANT FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Name and address of Attorney for Mortgagee:

John D. Schroeder or Abigayle M. Lindgren

3100 S. Columbia Road, Suite 200

Grand Forks North Dakota 58201

Name of Mortgagee or Mortgage Assignee:

Border Bank, Successor by merger to Border State Bank

I AM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Publish July 12, 19, 26, August 3, 10, 17, 2022