NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

DATE: August 17, 2022

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

1. Date of Mortgage: September 18, 2018.

2. Mortgagor(s): Joseph Husbands and Samantha Husbands, husband and wife.

3. Mortgagee(s): Border Bank, successor by merger to Border State Bank.

4. Recording Information: Recorded on October 2, 2018, as Document Number A000099719, in the Office of the County Recorder in Lake of the Woods County, Minnesota.

5. Assignments of Mortgage, if any: N/A.

6. Tax Parcel Identification Number of the Mortgaged Premises: 42-1212-000

7. Legal Description of the Mortgaged Premises: NW 1/4 NE 1/4, SECTION 12, TOWNSHIP 158 NORTH, RANGE 32 WEST, LESS A 16 ROD STRIP ALONG THE WEST SIDE OF THE NW 1/4 NE 1/4, SAID SECTION 12.

8. County: Lake of the Woods County, Minnesota.

9. Physical Street Address of the Mortgaged Premises: 2497 BANKTON RD SW, Baudette, MN 56623.

10. Transaction Agent: N/A.

11. Name of Residential Mortgage Servicer and the Lender or Broker: Border Bank, successor by merger of Border State Bank.

12. Original or Maximum Principal Amount Secured by the Mortgage: $216,800.00.

13. Amount Claimed to be Due on the Mortgage as of the Date of this Notice: $226,527.88.

NOTICE IS FURTHER GIVEN that the requisites for foreclosure under Minn. Stat. § 580.02 have been satisfied and, pursuant to the power of sale in the mortgage, the mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Lake of the Woods County, Minnesota, at public auction as follows:

Date and Time of Sale: September 30, 2022, at 10:00 a.m.

Place of Sale: Lake of the Woods County Sheriff’s Office, 206 8th Ave SE, Suite #300, Baudette, MN 56623.

Redemption Period: The time allowed by law for redemption by the mortgagor or the mortgagor’s personal representatives or assigns is six (6) months after the date of sale.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER THE MINESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE (5) UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Time and Date to Vacate the Property: If the mortgage is not reinstated under Minn. Stat. § 580.30 or the property redeemed under § 580.23, the time to vacate the property is 11:59 p.m. on March 30, 2022.

Attorney(s) for Mortgagee:
John D. Schroeder and Jocelyn A. Dravitz
Zimney Foster P.C.

3100 South Columbia Road, Suite 200

Grand Forks, ND 58201

PLEASE BE ADVISED THAT THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Publish August 24, 31, September 7, 14, 21, 28, 2022